There’s always a way to earn free money! To get this $300 checking account, just open a new $300+ checking account and watch your rewards balance grow over time!

To celebrate the return of football season, U.S. Bank is offering a special promotion of a $300 bonus when you open a new U.S. Bank checking account and link that account to a debit card. You can get this offer if you have a checking account that is at least $2,500. They call this a “$300 Checking Account Bonus”

What is a “checking account bonus”? A “checking account bonus” is a bonus that a bank may offer to customers who open a new checking account at a particular bank. The process of receiving a bonus varies from bank to bank, but most start with customers filling out a form and mailing it back to the bank.

When you apply for a checking account online using the promotion code below, U.S. Bank will give you a $300 incentive. This is the largest incentive they’ve ever given for their checking account via their web portal, so take advantage of this $300 deal while it’s still available!

I’m not sure where to enroll.

Ninja Update 8/23/21: Offer is no longer available, however there is a new $400 U.S. Bank checking incentive available!

1/31/21 Ninja Update: The offer is valid till February 8th. All conditions remain the same, except deposits are now required in the amount of $3,000 rather than $2000. Whether you do decide to create an account with US Bank for the bonus offer, be sure to check this article to see if the $500 version is still available.

U.S. Bank $300 checking account bonus offer banner

Who is eligible to get the bonus?

If you reside inside U.S. Bank’s geographic footprint, you are eligible for the offer. They have over 3,000 locations and over 5,000 ATMs, so there’s a high possibility you’ll be accepted.

You can’t be: In addition to the location restrictions, you can’t be:

  • OR you’re a current U.S. Bank personal checking account holder.
  • Have you had a personal checking account with US Bank in the past six months?
  • Have you had any incentive offers from them in the past year?

Related:

What exactly are the specifics?

When you meet the following criteria, you will get a $300 bonus:

  • During the sign-up procedure, use the code 21WEB01 to get a discount.
  • Within 60 days after account creation, receive two or more recurring direct deposits totaling $2,000 or more.
  • Enroll in electronic statements by February 22, 2021.

Most consumers in the United States can get it. The license will expire on February 8, 2021. Bonuses are limited to one per household. Yes, a direct deposit of $3,000 is required (see what counts as a direct deposit) Account Cancellation Before the Due Date There is no charge.

Getting Rid of Fees

You may get this bonus by opening one of three checking accounts: their Easy checking account, Gold checking account, or Platinum checking account.

The monthly cost for the Easy account is $6.95, the monthly fee for the Gold account is $14.95, and the monthly fee for the Platinum account is $24.95. If you perform ONE OF THE FOLLOWING, ALL OF YOUR MONTHLY ACCOUNT FEES WILL BE WAIVED:

Easy Checking Account at US Bank:

  • a total of $1,000 or more in monthly direct deposits OR
  • $1,500 in average account balance OR
  • Account holder(s) who are 65 years old or older

Gold Checking Account at US Bank:

  • Have a credit card from US Bank (such as the Altitude, Cash+, or Flexperks) OR
  • Join the Because You’ve Earned It program to get it waived (requires good credit score)

Platinum Checking Account at US Bank:

  • U.S. Bank Wealth Management has a personal trust connection with you OR
  • Deposits of $25,000 or more in a combination of personal deposits, U.S. Bank credit balances, and/or U.S. Bancorp Investments

What additional information do I require?

The official terms and restrictions for this promotional deal are as follows:

  • When applying for this deal, you must enter the promotion code provided on the page.
  • A $25 minimum deposit is needed to establish a consumer checking account with US Bank.
  • To qualify for the $300 incentive, you must establish a new U.S. Bank consumer checking account online before November 2, 2020 (excluding Student Checking and Safe Debit Account).
  • You must also enroll in e-statements before November 6th, 2020, and execute two or more recurring direct deposits totaling $2,000 or more within 60 days of account creation.
  • Contact customer care or your local branch for help with U.S. Bank online banking or the U.S. Bank Mobile App.
  • Within 60 days of direct deposit verification and verification of enrollment in either U.S. Bank online banking or the U.S. Bank Mobile App, the checking account bonus will be placed into your new checking account.
  • Within 60 days of direct deposit verification and verification of enrollment in either U.S. Bank online banking or the U.S. Bank Mobile App, the checking account bonus will be placed into your new checking account.
  • Within 60 days of direct deposit verification and verification of enrollment in either U.S. Bank online banking or the U.S. Bank Mobile App, the checking account bonus will be placed into your new checking account.
  • If you or any signer on the account already have a U.S. Bank consumer checking account, have had a U.S. Bank consumer checking account in the previous six months, or have received prior U.S. Bank bonus offers in the last 12 months, this offer is not valid.
  • If you or any signer on the account already have a U.S. Bank consumer checking account, have had a U.S. Bank consumer checking account in the previous six months, or have received prior U.S. Bank bonus offers in the last 12 months, this offer is not valid.
  • Other limitations may apply.
  • All standard account-opening processes are followed.
  • One bonus per family is allowed.
  • All bank account bonuses are considered income/interest and must be taxed accordingly.

Final Thoughts

This is a fantastic deal, and it’s the best U.S. Bank offer I’ve seen while applying online. In the branches, they sometimes give a $400 bonus, but it’s hit or miss. You could go to the bank and check whether you’re being targeted, but the online method is so much simpler (especially if your local U.S. Bank branch is far away).

When it comes to choosing a checking account, I recommend the Easy checking account. The criteria for fee waivers are simpler, and even if you can’t waive the cost, it will be less than the other two choices.

The first step towards building wealth is to take control of your finances. The U.S. Bank $300 Checking Account Bonus is the first step you’ll take to achieve that. It’s just $300 to open a new U.S. Bank Premier Plus Checking account and $300 to receive a $300 statement credit. That’s $300 to make a difference and start savin’ and earnin’ money!. Read more about u.s. bank business checking promo code and let us know what you think.

Frequently Asked Questions

Does U.S. Bank have any special offers or incentives?

Unfortunately, U.S. Bank does not offer any special offers or incentives at this time.

Does U.S. Bank have any promotions?

Yes, U.S. Bank has a promotion that gives you $200 when you open a checking account.

Does U.S. Bank give you money for signing up?

U.S. Bank does not give you money for signing up, but they do offer a variety of banking services that are free to use.

This article broadly covered the following related topics:

  • u.s. bank $500 bonus
  • u.s. bank checking account promotion
  • u.s. bank checking account bonus 2021
  • u.s. bank $400 bonus
  • u.s. bank $800 bonus
You May Also Like

8 Tips For Buying Healthy Frozen Food (You Might Not Know About)

Any frozen food lover will tell you that there’s little better for…

What to Do If You’ve Gone Astray On Your Budget

“A budget is a plan for your money.” -Warren Buffet The going…

Financial Compatibility: Balancing Money And Love

I’ve always had a deep love for money and the ways it…

Coinberry Referral Code and Review 2021 ($20 Bonus)

Coinberry is a coin investing app that invests in cryptocurrencies like Bitcoin,…